On July 19, 2019 two NEW Symptoms of financial underearning will be added.
SYMPTOMS OF FINANCIAL UNDEREARNING
- We find we cannot reach higher levels of earning despite our best efforts to do so. The conventional pieces of earning power; like social status, socio-economic background, gender, race, education level, will power, creativity, leadership, etc...were somehow not effective in helping us to prosper.
- We bought high and sold low. When investing in property, stock, art or other commodities we noticed we continually bought items for top dollar but then consistently sold them at a loss.
- We consistently felt and were stuck in jobs or careers where we were earning less than what we needed to cover all of our needs, some of our wants and still have money left over to put into savings. In short, we were financially underearning.
- We avoided promotions or taking on more responsibility at work because the financial compensation did not seem equal to the additional work. We felt unmotivated by small increases in pay.
- We were financially disorganized at work and in life, having no plan, trajectory or larger vision. Our path of earning was meandering and directionless. Our diminished income was a result of this vagueness.
- We secretly felt uneasy with achieving and receiving higher levels of income. We found ourselves in conflict with building healthy bridges between money, God and spirituality.
- We often felt a sense of entitlement thinking the world owed us more income; or a sense of resentment over not receiving our fair share of the profits.
- We experienced a pattern of living downwards to our level of financial underearning, rather than prosperously earning upward to our ideal standard of living.
- "Prosperity Deflection"--When money is offered to us, we often said "No thanks", when it would have been just as easy and more prosperous to say,"Yes, thanks!" We frequently viewed offered money with suspicion, fear, unease, distrust or contempt.
- When faced with multiple job offers, we choose the lower paying one even if the jobs are all equal in workload. When asked for our salary requirements, we give a low-ball figure instead of asking for top dollar or for what is competitive.
- We experience vagueness, confusion, fear and embarrassment around knowing the exact figure we need to earn in order to afford all our needs; some of our wants and to still have enough left over to put into savings.
- We have subjugated ourselves to others whose earning power was greater than ours. We entered into relationships of dependency, hiding under the wings of others, instead of spreading our own wings and establishing our own financial independence. We were unable to support ourselves and accepted contributions from others in exchange for our autonomy--not understanding the price for doing so...loss of self esteem, self respect and personal dignity.
- We financially underearn, do not have enough money to pay for our expenses and then make up the shortfall by using credit, taking out loans or going into debt. Thus we become trapped in a cycle of underearning, debting and losing our solvency.